BarbDahl77
An Update...
Aug 18, 2010
Today is Wednesday, August 18, 2010. Currently, I am “at work”, but my ISP is down and I can't work. Since I have to check in with my boss ever half-hour to let her know I am still around, I guess I will write up what has been going on around here lately. This way I can also baby-sit my modem…lol I have been meaning to write for so long…but I am just not one of those people. As a little girl I was never one of those “journal” girls. I always wanted to be, but it just never paned out that way. I guess it comes from so long of having to keep certain things to myself, that it is beyond second nature to me to NOT put things “in writing.” Journaling is just not a habit I ever got into, unfortunately.A Little Background Info: I have no options through work to have surgery as WLS is an excluded benefit. Also taking a loan or a hardship out of my 401(k) is also not an option as that is not a benefit on our policy – what a great company I work for!! So I was totally out on both of those counts. In the end of May 2010 my Mom applied for a loan through her credit union and she was denied. My poor Momma was devastated when she got the denial letter and when called to find out what happened/why. When I say devastated, I really mean it. She was crying like something really bad happened – like I thought someone was in the hospital or worse, had died. L I wasn’t terribly surprised that we were denied and had been trying to prepare the both of us for the “no”. It was A LOT of money, but it was a starting point. Then we were talking after that about what/where to try next and where we could/try to get the money. The next reasonable option was for me to see about taking out a loan in my own name. I took a look my finances and they aren’t horrible, but I took a little of the standing money I do have in my savings and paid one credit card off, to bring my debt a little lower. Then in early June I went to one of the local credit unions and opened a savings account with them, with the intentions of going back after the 4th of July to apply for a loan for surgery. My Mother and I had also considered and discussed the possibility that I might be turned down for a loan [I filed bankruptcy in June 2003] and if I was turned down, my Grandmother might consider possibly being a cosigner on a loan for me. My Mom said she thought my G-ma would have no problem with that, but she couldn’t guarantee that and I would have to speak to my G-ma about that myself.
Now we are all “caught up” to where I am going to start from below...And now the darn Internet is back up…Grrr...Ok back to work for the moment. This story is "To be continued..." very soon…
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About Me
Poughkeepsie, NY
Location
31.7
BMI
Surgery
09/16/2014
Surgery Date
Apr 26, 2008
Member Since
