Question:
If I get new insurance after WLS do most companies have exclusions?

I really need to know if after my WLS if I change jobs & get different health care do most companies have WLS exclusions? For example if I have problems 6-10 + mos down the road will another insurance company cover anything I need to have done if I had WLS? My relatives are very worried about this.    — Allison T. (posted on March 22, 2002)

March 22, 2002
There is a difference between a "complication" and a long-term effect. A complication of WLS would be a staple-line disruption, hernia, leakage, etc. This would normally occur within 6 months of your original surgery. These complications are often NOT covered under a new carrier. A long-term effect of your surgery might be a vitamin deficiency, osteoporosis, or anorexia. These conditions WOULD be covered by most carriers. To protect yourself, never go more than 30 days without some kind of coverage. The HIPPA law will protect you then so that other carriers cannot count conditions as "pre-existing."
   — Terissa R.