For those sleeved/approved by insurance

loveandlattes
on 4/6/11 2:56 pm, edited 4/6/11 2:57 pm
If your sleeve was covered by your insurance, how much was your out of pocket co-payment? I'm currently in the waiting stage and waiting to be approved by my insurance (I have Federal BCBS). I have seen some posts saying they were approved but do not mention if they had any out of pocket co-payment. Is it unheard of to be completely 100% covered by insurance and not owe any co-payment for the surgery? For those who have Federal (or regular) BCBS, what did you owe if any?

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loolootoo
on 4/6/11 3:01 pm
totally varies.....hubby had surgery x2 last year prior to my sleeving.....we'd met our deductables and out of pocket maximums for the year.  no expenses for mine.  bcbs lenexa kansas, consumer driven plan.
                                                            
sleeve genie
on 4/6/11 3:02 pm - Alhambra, CA
I don't have your insurance but mine paid 100%   only out of pocket was a few copay dr appointments.  It depends on what kind of coverage you have.   :o) Jeani
      the start of my brand new life was on 5/28/10
                
                      aka  jeaniwantsasleeve!!                  

      
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
          
cyd000
on 4/6/11 6:00 pm - Vancouver, WA
It depends on your insurance.  I dont have to pay for other surgeries but it is written into my policy that I have to pay 20% for bariatric services.  I just wrote a check for $2900 for my surgery on Monday. I expect to pay at least $1200 more after surgery.
doggz109
on 4/6/11 7:53 pm - CA
VSG on 01/12/12
My insurance covers the surgery 100%.  However - I do need to pay co-pays for every doctor/specialist visit (currently $15.00) and those add up considering how many times we need to see someone.

I also have a one time $250.00 copay for the hospital stay (unlimited days).  The surgery, labs, tests, etc are all covered 100%.

Amanda P.
on 4/6/11 11:24 pm - Fairfield, OH
We had Carefirst BCBS and they paid 100%...I owed $58 because I chose a private room!
faerey
on 4/6/11 11:59 pm - Zachary, LA
I have Basic FEPBlue (federal BCBS) and had a $100 copay for the surgeon and $100 copay for the hospital.
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Seana 
(deactivated member)
on 4/7/11 1:12 am
I pay a 5$ co pay for Dr office visits, 0 for labs and tests and 0 for hospitalization. 
MediumSoon
on 4/7/11 2:04 am - TX
Oh my goodness! Some of y'all have awesome insurance!! I have BCBS TX and my surgery was covered. I had $500 deductible, $100 per day hospital deductible (for one day), and paid 20% up to a maximum of $2,000. So - my total out of pocket was $2,600. Not bad if you ask me... The bill was over $40,000.
                                                
emelar
on 4/7/11 2:19 am - TX
I have BCBS-FEP Standard and paid around $2,500 total.  Insurance picked up the rest.
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