For those sleeved/approved by insurance
If your sleeve was covered by your insurance, how much was your out of pocket co-payment? I'm currently in the waiting stage and waiting to be approved by my insurance (I have Federal BCBS). I have seen some posts saying they were approved but do not mention if they had any out of pocket co-payment. Is it unheard of to be completely 100% covered by insurance and not owe any co-payment for the surgery? For those who have Federal (or regular) BCBS, what did you owe if any?
My insurance covers the surgery 100%. However - I do need to pay co-pays for every doctor/specialist visit (currently $15.00) and those add up considering how many times we need to see someone.
I also have a one time $250.00 copay for the hospital stay (unlimited days). The surgery, labs, tests, etc are all covered 100%.
I also have a one time $250.00 copay for the hospital stay (unlimited days). The surgery, labs, tests, etc are all covered 100%.
Oh my goodness! Some of y'all have awesome insurance!! I have BCBS TX and my surgery was covered. I had $500 deductible, $100 per day hospital deductible (for one day), and paid 20% up to a maximum of $2,000. So - my total out of pocket was $2,600. Not bad if you ask me... The bill was over $40,000.