Insurance Denied for Panniculectomy

Finally got word back from United Healthcare that they will not cover my panniculectomy.  I guess that was the answer I was expecting - I did not meet the requirements for skin breakdown or amount of redundant skin.  Still was a bummer to get the news. Now that I am self pay + Flex $, I am going to hold until this fall and will only do the extended TT, waiting until next year on the BL. 
I did have to get my Dr. to write a letter of medical necessity to the IRS to use my flex. There is still a chance they will deem it cosmetic and not applicable for the funds but I am going to have to take that risk or I lose the $4000.  Here are a couple of images of what is considered cosmetic by United.  It does not look too terrible in these pics, admitttedly, but I sure hate living with it.  I am down about 6 lbs from these and it is more wrinkly. 
Edited to correct photos
 

Sorry for your denial.. but I would have given my right eye to look like that after losing weight.  Sorry.

Bonnie

I also would have given anything to have my tummy look like yours after surgery. My tummy hangs a good 2 inches past my pubic line and I can pull the skin about 8" off my bones. Sorry for your denial. Good luck this fall!

You should google Aralile Cosmetics. They are really cheap and board certified. Under 3500. Goodluck~