My $ Part for the RNY Surgery - How 'bout You?
The whole thing, was self pay. Over $28k was the surgery package (incl. dietician consult, pre-op appointments and testing, surgeon's fee, 2-day hospital stay. I have overseas insurance which would not cover my surgery here (we moved here from the BVI last summer). We just picked up with BCBS and now they are covering my followup care thankfully...
on 9/24/13 12:12 pm
I paid 250 for a year of nutritionist visits, up to one a week, but they recommend I see her every 3 weeks or so for a year and then every month in year two and then just do a 50$ self pay twice a year after that.
My office visits were each 40$ for all pre-op visits and my total OOP was about 1300 for the hospital, a 250 co-pay at admission (totally lame to have a hospital co-pay, IMO!) as well as 10% of the negotiated rate up to my OOP max of 1500. Because I had been in a very bad car wreck the week prior, a chunk of the OOP was taken care of through that. But OOP is misleading because there was nearly 1000 in expenses on top of the supposed out of pocket cap.
I have private insurance through Aetna PPO.
HW333--SW 289--GW of 160 5' 11" woman. I only know the way I know & when you ask for input/advice, you'll get the way I've been successful through my surgeon & nutritionist. Please consult your surgeon & nutritionist for how to do it their way. Biggest regret? Not doing this 10 years ago! Every day is better than the day before...and it was a pretty great day!
My deductible plus my max out of pocket = $4,000.
Totally worth it.
Stupid insurance went up and now my max out of pocket this year is $5,000. I am hoping to hold onto this gall bladder a little longer.
I have Anthem. My out-of-pocket expense was $6500 and then I had a $2,900 program fee. That doesn't include the pre-op expenses I had the year before since my surgery was in January. I am jealous of all these people with small bills! The hospital billed my insurance over $100,000 for the surgery and overnight stay. Craziness. Insurance paid $16,000 for the surgery.