VSG cost
So far the total billed to my insurance company for all testing and surgery is approaching $50000. I have had to pay about $3200 out of pocket for the following.
Surgeon $2500 down payment. Possibly $1500 additional due depending on insurance payout. Surgeon billed $9900 to ins company.
Pharmacy $350 (biggest expense was levenox shots)
Cpap machine $250
copays $150 (various specialists)
my hospital bills for the (non-complicated, 2 night stay) surgery totaled around $25000 (before the insurance negotiated rates) but that does not include the pre or post op visits. You'll get insurance negotiated rates and then pay your 15% of that.
5'-8",HW 347,SW329,M1-25 M2-17 M3-11 M4-13 M5-14 pregnant-->
You'll only have to pay 15% of the negotiated price your insurance company has with the hospital and doctor. What they charge versus was insurance companies actually allow and pay are 2 different things. I'd call the hospital and let them know you're trying to figure out what your out of pocket will be. Your insurance company should also be able to tell you roughly what to expect.
I have fed BCBS as well, but I have the basic plan not standard. I paid about $1500 total for everything, including all the preop tests, so it might be worth switching to basic since it's open enrollment. Including physicians fees and anesthesia, the negotiated rate for my surgery (in Georgia, but my guess is it would be pretty close) was $23,000 (15%= $3450), whi*****luded one night stay in the hospital. I also enrolled in the FSA for $1,500, so I wound up not paying anything straight out-of-pocket. Hope that helps!